S&P 500 Portfolio
Last Update:	Purchase		Purchase	Purchase	Current	Current	Dollar	Percent
1/25/2002	Date	Shares	Price	Amount	Price	Value	Profit	Profit
SPY	12/31/98	1500	$114.30	$171,450.00	$113.56	$170,340.00	($1,110.00)	-0.65%
SPY	05/12/00	500	$114.30	$57,150.00	$113.56	$56,780.00	($370.00)	-0.65%
Cash	12/31/98	.	.	$3,375.00	.	$5,406.25	.	.
Totals						$232,526.25	$     (1,480.00)	-0.63%

Year 2002 Start NAV	$      234,006.25
Fund Start Total	$      250,000.00
Current NAV	$      232,526.25
Fund Start Date	12/31/1998
Change since start	$      (17,473.75)
Percentage Change	-7.0%
Cash Allocation	2.3%
Stock Allocation	97.7%

Transaction History
Symbol	Date	Shares	Buy/Sell	Price	Paid	Profit/Loss	% Change	Proceeds
SPY	12/31/1999	500	Sell	$    146.88	$123.31	$11,781.25	19.1%	$73,437.50
SPY	12/31/1999	500	Buy/Sell	$    142.81				-$71,406.25

High Technology Portfolio
Last Update	Purchase	.	Purchase	Purchase	Current	Current	Dollar	Percent
1/25/2002	Date	Shares	Price	Amount	Price	Value	Profit	Profit
Dell	12/31/98	1000	$27.18	$27,180.00	$28.44	$28,440.00	$1,260.00	4.6%
Microsoft	12/31/98	500	$66.25	$33,125.00	$63.80	$31,900.00	($1,225.00)	-3.7%
IBM	12/31/98	500	$120.96	$60,480.00	$109.28	$54,640.00	($5,840.00)	-9.7%
Compaq	12/31/98	0	$15.05	$0.00	$11.95	$0.00	$0.00	.
Intel	12/31/98	1000	$31.45	$31,450.00	$33.68	$33,680.00	$2,230.00	7.1%
Lucent	12/31/98	500	$6.30	$3,150.00	$6.78	$3,390.00	$240.00	7.6%
Cisco	12/31/98	2000	$18.11	$36,220.00	$19.13	$38,260.00	$2,040.00	5.6%
Microsoft	05/12/00	300	$66.25	$19,875.00	$63.80	$19,140.00	($735.00)	-3.7%
Cash	12/31/98	.	.	$8,109.37	.	$996.87	.	.
.	.	.	.	.	.	.	.	.
Totals	.	.	.	.	.	$210,446.87	($2,030.00)	-1.0%

Year 2002 Start NAV	$       212,476.87
Fund Start Total	$       250,000.00
Current NAV	$       210,446.87
Fund Start Date	12/31/1998
Change since start	$        (39,553.13)
Percentage Change	-15.8%
.	.
Cash Allocation	0.5%
Stock Allocation	99.5%

Symbol	Date	Shares	Buy/Sell	Price	Paid	Profit/Loss	% Change	Proceeds
CPQ	12/31/1999	500	Sell	$   27.06	$42.00	($7,468.75)	-35.6%	$13,531.25
MSFT	5/12/1999	300	Buy	$   68.81	$0.00			-$20,643.75

21st Century Mutual Fund
Last Update:	Purchase	.	Begin	Beginning	Current	Current	Dollar	Percent
1/25/2002	Date	Shares	Price	NAV	Price	Value	Profit	Profit
Dell	12/31/98	300	$27.18	$8,154.00	28 11/25	$8,532.00	$378.00	4.6%
Microsoft	12/31/98	200	$66.25	$13,250.00	63  4/5	$12,760.00	($490.00)	-3.7%
Sun	12/31/98	1000	$12.30	$12,300.00	11  4/25	$11,160.00	($1,140.00)	-9.3%
SPY S&P 500	12/31/98	1000	$114.30	$114,300.00	113  1/2	$113,500.00	($800.00)	-0.7%
Intel	12/31/98	400	$31.45	$12,580.00	33 17/25	$13,472.00	$892.00	7.1%
Lucent	12/31/98	250	$6.30	$1,575.00	6 39/50	$1,695.00	$120.00	7.6%
Cisco	12/31/98	600	$18.11	$10,866.00	19 10/77	$11,478.00	$612.00	5.6%
U.S. Sprint	12/31/98	0	$20.31	$0.00	18 10/91	$0.00	$0.00	.
MCI Worldcom	12/31/98	0	$14.06	$0.00	12 11/50	$0.00	$0.00	.
Banc One	12/31/98	200	$39.05	$7,810.00	39  3/20	$7,830.00	$20.00	0.3%
America Online	12/31/98	300	$32.10	$9,630.00	27 12/25	$8,244.00	($1,386.00)	-14.4%
Microsoft	05/12/00	200	$66.25	$13,250.00	63  4/5	$12,760.00	($490.00)	-3.7%
Lucent	05/12/00	100	6  3/10	$630.00	6 39/50	$678.00	$48.00	7.6%
Cisco	05/12/00	100	$18.11	$1,811.00	19 10/77	$1,913.00	$102.00	5.6%
Oracle	05/12/00	200	$13.81	$2,762.00	17  1/4	$3,449.80	$687.80	24.9%
Cash	12/31/98	0	.	$6,389.94	.	$6,322.75	.	.
.	.	.	.	.	.	.	.	.
Totals	.	.	.	.	.	$213,794.55	$          (1,446.20)	-0.7%

Year 2002 Start NAV	$       215,240.75
Fund Start Total	$       250,000.00
Current NAV	$       213,794.55
Fund Start Date	12/31/1998
Change since start	$        (36,205.45)
Percentage Change	-14.5%
.	.
Cash Allocation	3.0%
Stock Allocation	97.0%

21st Century Mutual Fund Transactions
Symbol	Date	Shares	Buy/Sell	Price	Paid	Profit/Loss	% Change	Proceeds
FON	12/31/1999	300	Sell	$   67.31	$42.06	$7,575.00	60.0%	$20,193.75
WCOM	12/31/1999	225	Sell	$   53.06	$47.83	$1,176.56	10.9%	$11,939.06
MSFT	5/12/2000	200	Buy	$   68.81				-$13,762.50
Lucent	5/12/2000	100	Buy	$   56.63				-$5,662.50
Cicso	5/12/2000	100	Buy	$   53.56				-$5,356.25
Oracle	5/12/2000	100	Buy	$   74.19				-$7,418.75