S&P 500 Portfolio
Last Update:	Purchase		Purchase	Purchase	Current	Current	Dollar	Percent
1/18/2002	Date	Shares	Price	Amount	Price	Value	Profit	Profit
SPY	12/31/98	1500	$114.30	$171,450.00	$113.15	$169,725.00	($1,725.00)	-1.01%
SPY	05/12/00	500	$114.30	$57,150.00	$113.15	$56,575.00	($575.00)	-1.01%
Cash	12/31/98	.	.	$3,375.00	.	$5,406.25	.	.
Totals						$231,706.25	$     (2,300.00)	-0.98%

Year 2002 Start NAV	$      234,006.25
Fund Start Total	$      250,000.00
Current NAV	$      231,706.25
Fund Start Date	12/31/1998
Change since start	$      (18,293.75)
Percentage Change	-7.3%
Cash Allocation	2.3%
Stock Allocation	97.7%

Transaction History
Symbol	Date	Shares	Buy/Sell	Price	Paid	Profit/Loss	% Change	Proceeds
SPY	12/31/1999	500	Sell	$    146.88	$123.31	$11,781.25	19.1%	$73,437.50
SPY	12/31/1999	500	Buy/Sell	$    142.81				-$71,406.25

High Technology Portfolio
Last Update	Purchase	.	Purchase	Purchase	Current	Current	Dollar	Percent
1/18/2002	Date	Shares	Price	Amount	Price	Value	Profit	Profit
Dell	12/31/98	1000	$27.18	$27,180.00	$28.10	$28,100.00	$920.00	3.4%
Microsoft	12/31/98	500	$66.25	$33,125.00	$66.10	$33,050.00	($75.00)	-0.2%
IBM	12/31/98	500	$120.96	$60,480.00	$114.25	$57,125.00	($3,355.00)	-5.5%
Compaq	12/31/98	0	$15.05	$0.00	$11.52	$0.00	$0.00	.
Intel	12/31/98	1000	$31.45	$31,450.00	$33.48	$33,480.00	$2,030.00	6.5%
Lucent	12/31/98	500	$6.30	$3,150.00	$6.69	$3,345.00	$195.00	6.2%
Cisco	12/31/98	2000	$18.11	$36,220.00	$18.85	$37,700.00	$1,480.00	4.1%
Microsoft	05/12/00	300	$66.25	$19,875.00	$66.10	$19,830.00	($45.00)	-0.2%
Cash	12/31/98	.	.	$8,109.37	.	$996.87	.	.
.	.	.	.	.	.	.	.	.
Totals	.	.	.	.	.	$213,626.87	$1,150.00	0.5%

Year 2002 Start NAV	$       212,476.87
Fund Start Total	$       250,000.00
Current NAV	$       213,626.87
Fund Start Date	12/31/1998
Change since start	$        (36,373.13)
Percentage Change	-14.5%
.	.
Cash Allocation	0.5%
Stock Allocation	99.5%

Symbol	Date	Shares	Buy/Sell	Price	Paid	Profit/Loss	% Change	Proceeds
CPQ	12/31/1999	500	Sell	$   27.06	$42.00	($7,468.75)	-35.6%	$13,531.25
MSFT	5/12/1999	300	Buy	$   68.81	$0.00			-$20,643.75

21st Century Mutual Fund
Last Update:	Purchase	.	Begin	Beginning	Current	Current	Dollar	Percent
1/18/2002	Date	Shares	Price	NAV	Price	Value	Profit	Profit
Dell	12/31/98	300	$27.18	$8,154.00	28  1/10	$8,430.00	$276.00	3.4%
Microsoft	12/31/98	200	$66.25	$13,250.00	66  1/10	$13,220.00	($30.00)	-0.2%
Sun	12/31/98	1000	$12.30	$12,300.00	12  3/25	$12,120.00	($180.00)	-1.5%
SPY S&P 500	12/31/98	1000	$114.30	$114,300.00	113  3/20	$113,150.00	($1,150.00)	-1.0%
Intel	12/31/98	400	$31.45	$12,580.00	33 12/25	$13,392.00	$812.00	6.5%
Lucent	12/31/98	250	$6.30	$1,575.00	6 49/71	$1,672.50	$97.50	6.2%
Cisco	12/31/98	600	$18.11	$10,866.00	18 17/20	$11,310.00	$444.00	4.1%
U.S. Sprint	12/31/98	0	$20.31	$0.00	18  1/4	$0.00	$0.00	.
MCI Worldcom	12/31/98	0	$14.06	$0.00	12 39/50	$0.00	$0.00	.
Banc One	12/31/98	200	$39.05	$7,810.00	38  7/50	$7,628.00	($182.00)	-2.3%
America Online	12/31/98	300	$32.10	$9,630.00	29 29/50	$8,874.00	($756.00)	-7.9%
Microsoft	05/12/00	200	$66.25	$13,250.00	66  1/10	$13,220.00	($30.00)	-0.2%
Lucent	05/12/00	100	6  3/10	$630.00	6 49/71	$669.00	$39.00	6.2%
Cisco	05/12/00	100	$18.11	$1,811.00	18 17/20	$1,885.00	$74.00	4.1%
Oracle	05/12/00	200	$13.81	$2,762.00	17 11/50	$3,444.00	$682.00	24.7%
Cash	12/31/98	0	.	$6,389.94	.	$6,322.75	.	.
.	.	.	.	.	.	.	.	.
Totals	.	.	.	.	.	$215,337.25	$                 96.50	0.0%

Year 2002 Start NAV	$       215,240.75
Fund Start Total	$       250,000.00
Current NAV	$       215,337.25
Fund Start Date	12/31/1998
Change since start	$        (34,662.75)
Percentage Change	-13.9%
.	.
Cash Allocation	2.9%
Stock Allocation	97.1%

21st Century Mutual Fund Transactions
Symbol	Date	Shares	Buy/Sell	Price	Paid	Profit/Loss	% Change	Proceeds
FON	12/31/1999	300	Sell	$   67.31	$42.06	$7,575.00	60.0%	$20,193.75
WCOM	12/31/1999	225	Sell	$   53.06	$47.83	$1,176.56	10.9%	$11,939.06
MSFT	5/12/2000	200	Buy	$   68.81				-$13,762.50
Lucent	5/12/2000	100	Buy	$   56.63				-$5,662.50
Cicso	5/12/2000	100	Buy	$   53.56				-$5,356.25
Oracle	5/12/2000	100	Buy	$   74.19				-$7,418.75