S&P 500 Portfolio
Last Update:	Purchase		Purchase	Purchase	Current	Current	Dollar	Percent
1/4/2002	Date	Shares	Price	Amount	Price	Value	Profit	Profit
SPY	12/31/98	1500	$114.30	$171,450.00	$117.62	$176,430.00	$4,980.00	2.90%
SPY	05/12/00	500	$114.30	$57,150.00	$117.62	$58,810.00	$1,660.00	2.90%
Cash	12/31/98	.	.	$3,375.00	.	$5,406.25	.	.
Totals						$240,646.25	$      6,640.00	2.84%

Year 2002 Start NAV	$      234,006.25
Fund Start Total	$      250,000.00
Current NAV	$      240,646.25
Fund Start Date	12/31/1998
Change since start	$         (9,353.75)
Percentage Change	-3.7%
Cash Allocation	2.2%
Stock Allocation	97.8%

Transaction History
Symbol	Date	Shares	Buy/Sell	Price	Paid	Profit/Loss	% Change	Proceeds
SPY	12/31/1999	500	Sell	$    146.88	$123.31	$11,781.25	19.1%	$73,437.50
SPY	12/31/1999	500	Buy/Sell	$    142.81				-$71,406.25

High Technology Portfolio
Last Update	Purchase	.	Purchase	Purchase	Current	Current	Dollar	Percent
1/4/2002	Date	Shares	Price	Amount	Price	Value	Profit	Profit
Dell	12/31/98	1000	$27.18	$27,180.00	$29.59	$29,590.00	$2,410.00	8.9%
Microsoft	12/31/98	500	$66.25	$33,125.00	$68.90	$34,450.00	$1,325.00	4.0%
IBM	12/31/98	500	$120.96	$60,480.00	$125.60	$62,800.00	$2,320.00	3.8%
Compaq	12/31/98	0	$15.05	$0.00	$11.39	$0.00	$0.00	.
Intel	12/31/98	1000	$31.45	$31,450.00	$35.79	$35,790.00	$4,340.00	13.8%
Lucent	12/31/98	500	$6.30	$3,150.00	$7.10	$3,550.00	$400.00	12.7%
Cisco	12/31/98	2000	$18.11	$36,220.00	$20.83	$41,660.00	$5,440.00	15.0%
Microsoft	05/12/00	300	$66.25	$19,875.00	$68.90	$20,670.00	$795.00	4.0%
Cash	12/31/98	.	.	$8,109.37	.	$996.87	.	.
.	.	.	.	.	.	.	.	.
Totals	.	.	.	.	.	$229,506.87	$17,030.00	8.0%

Year 2002 Start NAV	$       212,476.87
Fund Start Total	$       250,000.00
Current NAV	$       229,506.87
Fund Start Date	12/31/1998
Change since start	$        (20,493.13)
Percentage Change	-8.2%
.	.
Cash Allocation	0.4%
Stock Allocation	99.6%

Symbol	Date	Shares	Buy/Sell	Price	Paid	Profit/Loss	% Change	Proceeds
CPQ	12/31/1999	500	Sell	$   27.06	$42.00	($7,468.75)	-35.6%	$13,531.25
MSFT	5/12/1999	300	Buy	$   68.81	$0.00			-$20,643.75

21st Century Mutual Fund
Last Update:	Purchase	.	Begin	Beginning	Current	Current	Dollar	Percent
1/4/2002	Date	Shares	Price	NAV	Price	Value	Profit	Profit
Dell	12/31/98	300	$27.18	$8,154.00	29 23/39	$8,877.00	$723.00	8.9%
Microsoft	12/31/98	200	$66.25	$13,250.00	68  9/10	$13,780.00	$530.00	4.0%
Sun	12/31/98	1000	$12.30	$12,300.00	13 53/57	$13,930.00	$1,630.00	13.3%
SPY S&P 500	12/31/98	1000	$114.30	$114,300.00	117 31/50	$117,620.00	$3,320.00	2.9%
Intel	12/31/98	400	$31.45	$12,580.00	35 15/19	$14,316.00	$1,736.00	13.8%
Lucent	12/31/98	250	$6.30	$1,575.00	7  1/10	$1,775.00	$200.00	12.7%
Cisco	12/31/98	600	$18.11	$10,866.00	20 39/47	$12,498.00	$1,632.00	15.0%
U.S. Sprint	12/31/98	0	$20.31	$0.00	19 23/50	$0.00	$0.00	.
MCI Worldcom	12/31/98	0	$14.06	$0.00	14 25/41	$0.00	$0.00	.
Banc One	12/31/98	200	$39.05	$7,810.00	39  1/4	$7,850.00	$40.00	0.5%
America Online	12/31/98	300	$32.10	$9,630.00	31 19/20	$9,585.00	($45.00)	-0.5%
Microsoft	05/12/00	200	$66.25	$13,250.00	68  9/10	$13,780.00	$530.00	4.0%
Lucent	05/12/00	100	6  3/10	$630.00	7  1/10	$710.00	$80.00	12.7%
Cisco	05/12/00	100	$18.11	$1,811.00	20 39/47	$2,083.00	$272.00	15.0%
Oracle	05/12/00	200	$13.81	$2,762.00	15  9/20	$3,090.00	$328.00	11.9%
Cash	12/31/98	0	.	$6,389.94	.	$6,322.75	.	.
.	.	.	.	.	.	.	.	.
Totals	.	.	.	.	.	$226,216.75	$         10,976.00	5.1%

Year 2002 Start NAV	$       215,240.75
Fund Start Total	$       250,000.00
Current NAV	$       226,216.75
Fund Start Date	12/31/1998
Change since start	$        (23,783.25)
Percentage Change	-9.5%
.	.
Cash Allocation	2.8%
Stock Allocation	97.2%

21st Century Mutual Fund Transactions
Symbol	Date	Shares	Buy/Sell	Price	Paid	Profit/Loss	% Change	Proceeds
FON	12/31/1999	300	Sell	$   67.31	$42.06	$7,575.00	60.0%	$20,193.75
WCOM	12/31/1999	225	Sell	$   53.06	$47.83	$1,176.56	10.9%	$11,939.06
MSFT	5/12/2000	200	Buy	$   68.81				-$13,762.50
Lucent	5/12/2000	100	Buy	$   56.63				-$5,662.50
Cicso	5/12/2000	100	Buy	$   53.56				-$5,356.25
Oracle	5/12/2000	100	Buy	$   74.19				-$7,418.75